faqs

Frequently Asked Questions

We are a team of experienced financial brokers who are passionate about helping our clients achieve their financial goals. We offer our services by working with a variety of lenders to find the best loan for your specific needs. We have a proven track record of success in getting loans approved, even for clients with difficult situations.

Yes, we are an Australian Credit License holder, as required by the National Consumer Credit Protection Act.

We are committed to complying with all government regulations and maintaining the highest standards of training and education in the industry.

For most of the loans we deal with, we do not charge credit advice fee. For more information call us on 0410 598 828 or email us on czang@bestprofessionalfinance.com.au for free mortgage health checkup or for any loan enquiries.

The amount you can borrow depends on several factors, including your income, debt, assets, living expenses and credit score.

For more information call us on 0410 598 828 or email us on czang@bestprofessionalfinance.com.au for free mortgage health checkup or for any loan enquiries.

There are many different types of mortgages available, each with its own features and benefits. And the suitable type of mortgage for you will depend on your individual circumstances and preferences, including your income, debt-to-income ratio, living expenses, credit score, and down payment amount

For more information call us on 0410 598 828 or email us on czang@bestprofessionalfinance.com.au to help you choose the right mortgage for your needs and budget.

You will repay your mortgage in weekly, fortnightly, or monthly installments over the term of the loan. The term of the loan is typically 15, 20, or 30 years. Each month, you will make a payment to your lender that includes both principal and interest or interest only repayments.

For more information call us on 0410 598 828 or email us on czang@bestprofessionalfinance.com.au for free mortgage health checkup or for any loan enquiries.

Yes, many lenders allow you to make extra repayments on your mortgage. This can help you pay off your loan faster and save money on interest.