Competition among lenders is accelerating, and we’re starting to see it reflected in both pricing and product design.
Recent examples include AMP’s launch of a 40-year investment loan with up to 10 years interest-only, alongside Macquarie’s out-of-cycle rate reductions across its product range. In addition, several major lenders are offering particularly strong pricing for well-qualified borrowers.
The broader trend is clear: lenders are actively looking to grow market share and attract quality customers.
As a result, we’re seeing:
- More competitive rates
- Greater lending flexibility
- Enhanced investment loan products
- Opportunities to increase borrowing capacity
For borrowers, this can translate into improved cash flow, better loan structures, and stronger purchasing power.
The second half of the year is shaping up to be an increasingly competitive environment among lenders. If you’re considering a purchase, investment, refinance, or simply want to review your current position, now is a great time to assess your options.
📞 We’d be happy to help review your current loan and provide a clear assessment of what’s available in today’s market. Feel free to reach out!
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Disclaimer: The information provided in this post is for general information purposes only and should not be construed as financial advice.Â
